Constumer Law
The expert attorneys at Atlanta firm Roberts Law LLC, look to protect the rights and interests of individuals who are the victims of unfair and illegal collection practices by debt collectors.
Both debtors and creditors have rights. With years of experience, the skilled lawyers at Roberts Law LLC are the best in the Atlanta area at protecting your rights and your finances.
Federal law prohibits debt collectors from:
- Threatening against a lawsuit, garnishment,
or arrest for not paying a debt - Leaving threatening messages of any kind,
mild or harsh - Call before 8 AM or after 9 PM
- Report fraudulent amount or status of
the debt - Provide false information in regards to the
consequences of the debt
Roberts Law Firm in Atlanta specializes in the following areas:
- Wrongful or improper repossession
- Debtor/ Creditor Relations
Your rights as a consumer are very important. At Roberts Law, LLC we stand up for consumers' rights and seek compensation for losses caused by consumer fraud and violation of state and federal consumer protection laws.
At Roberts Law, LLC we have the experience and legal knowledge needed to win settlements and verdicts with many consumer rights cases. Protect your rights as a consumer. Let the experienced consumer lawyers at Roberts Law LLC represent you.
Motor Vehicle Finance Sales Act
"Motor Vehicle Sales Finance 1- 9 Act," is amended by striking subsection (g) of Code Section 1-32, relating to requirements for retail installment contracts, insurance, delinquency charges, attorneys' fees, and costs, and inserting in lieu thereof a new subsection to read as follows:
"The holder may, if the contract or refinancing agreement so provides, collect a delinquency charge on any installment which is not paid within ten days from the date the payment is due. Such charge may not exceed 5 percent of the installment or $50.00, whichever is less; provided, however, that if the contract or refinancing agreement is related to a truck, truck tractor, trailer, or semitrailer used primarily for business or commercial purposes, such delinquency charge may not exceed 5 percent of the installment. A delinquent charge shall not be collected more than once for the same default. In addition to the delinquency and collection charge, the contract may provide for the payment of reasonable attorneys' fees where the contract is referred for collection to an attorney not a salaried employee of the holder of the contract, plus the court costs."
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) was passed by Congress because of abusive conduct by collection agencies and concern that the abuses were causing an increase in the filings of personal bankruptcies. The purpose of the act is to provide guidelines for collection agencies which are seeking to collect legitimate debts, while providing protection and remedies for those in debt.
If you feel that you are a victim of abuse or other wrongful actions of debt collectors or agencies, contact Robert Law LLC for representation. Contact our expert attorneys by email or by phone at 404-794-7000.
